• How to consolidate retirement accounts

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  • Carolyn Bigda , Money Magazine
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    What do you do with a 401K when you leave a job? Carolyn Bigda of Money Magazine explains why and how to consolidate retirement accounts to maximize your earnings potential.


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  • Instructions

    How to consolidate retirement accounts

    Why consolidate?
    • Eliminate fees on small accounts
    • Easier record keeping
    • More investment options
    When leaving a job:
    • Don’t have 401k money sent to you
    • Apply online to new fund
    • Transfer money directly to new account
    Look for:
    • Lower fees
    • Better fund history
    • Better fund managers

    For help:
    • Hire fee-only investment planners
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    How to consolidate retirement accounts

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